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Ecommerce Payment Providers

Which one should you use?
One of the key tools every business needs to consider, when taking the step to sell their products online, is a payment provider. Every ecommerce website requires a payment gateway to process customer payments. Whether the payment is made on the site, with an inbuilt provider, or externally, where the customer is taken to a separate page to enter their payment details.

Stripe

Stripe is an up-and-coming payment provider which is configured on your site. Recognised for its reliability and developer-friendly implementation, Stripe is growing in popularity due to the features it offers. One aspect of the Stripe payment gateway, which has really set the bar high, is its focus on security.  The Stripe API caused a real stir when it came on to the market, and even brought about a rise in the industry standard across payment providers.

A few of the added bonuses, not offered by other payment gateways are the following:

  • Refunds are free
  • International cards are free
  • Free to authorise

PayPal

PayPal allows any business or individual with an email address to securely, conveniently and cost-effectively send and receive payments online. PayPal is being increasingly used on ecommerce sites for the sale of goods. Offline businesses, including lawyers, contractors and doctors, have increasingly begun to receive payments online through PayPal. PayPal's service, which lets users send payments for free, can be used from computers or web-enabled mobile phones.

Sage Pay

Sage have customers of all sizes, from startups to major online, consumer and business brands. Their payment services range from the very simple to sophisticated tailored solutions. Sage Pay have a cloud based reporting and administration tool, MySagePay which lets you manage in-store and online transactions in a single place.

Sage also have a range of software to help manage your account with them 

  • eInvoices: Create invoices with a 'pay now' button allowing your customers and suppliers to pay by debit or credit card.
  • Account reconciliation: Save time by automatically reconciling your ecommerce transactions processed through Sage Pay with your Sage accounts.
  • Stock management: Show stock availability easily through your ecommerce site to make sure goods or services purchased online are actually available.
  • Telephone payments: Overdue invoices can now be processed quicker over the phone.

Google Wallet

Google Wallet helps merchants create a more engaging shopping experience, in-store or online. Merchants can create a fast checkout experience for their mobile sites and apps, thereby enhancing the shopping experience and improving conversion.

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